Your mortgage advisor in Almere
Vynanzie is an independent mortgage advice firm at Schoutstraat 8 in Almere. One dedicated advisor compares your mortgage across more than 20 lenders and stays with you until you get the keys. The first meeting is free, at our office, by video or by phone.
How we can help
We advise on the mortgage for your first home or your next one, on financing a renovation, and on the house when you separate. Self-employed clients and expats come to us too, because their income or residence status often takes more working out.
You are our client. We receive no commission from banks and have no preferred lender, so the advice is about what fits your income and your plans. You can check our registrations with the AFM, Kifid and the Chamber of Commerce yourself.
How we work
- 1
Getting acquainted
In a free meeting of about 45 minutes we discuss your plans and your income. Afterwards you know roughly what is possible and how we work.
- 2
Calculating and comparing
Your advisor works through your numbers and compares the terms of more than 20 lenders. The advice report explains why we recommend a particular mortgage.
- 3
Application
We submit the mortgage application and gather the documents with you. Stefanie keeps your file in order, so you always know what is still needed.
- 4
The notary and after
You sign at the notary once you understand everything. After the handover your advisor stays available, for example when your income changes or your fixed-rate period ends.
What is your situation?
Each situation has its own page with an explanation and frequently asked questions.
First-time buyer
Buying your first home? We guide you from orientation to handover of the keys.
Moving home
Selling your current home and buying a new one? We arrange the bridge loan and timing.
Renovation & sustainability
Renovating or making your home more sustainable? We finance your plans smartly via your existing mortgage.
Releasing equity
Your home has built up equity. Use it wisely for renovation, retirement or other goals.
Separation
Going through a divorce? We help you arrange the mortgage clearly and calmly.
Self-employed
Working for yourself? We independently compare which lender best fits your income.
Your advisors in Almere
At Vynanzie you always speak to the same advisor. This is the team at Schoutstraat.
Kevin Jungerman
Mortgage Advisor
Kevin guides you from the first meeting to handover of the keys. He knows your file, answers your questions and stays reachable when things change.
Amy Teunen
Mortgage Advisor
Amy makes sure clients understand what is happening and what their options are. Straight-talking, clear and without jargon.
Michel Pfeil
Sr. Mortgage Advisor
Michel takes on the more complex applications. His experience shows when cases need more knowledge and a tailored approach.
Stefanie Etman
Back Office
Stefanie handles the administration and keeps your file in order. Accurate and without loose ends.
Office and service area
Our office is open Monday to Friday from 9:00 to 17:30. Weekends are by appointment.
We advise clients in Almere and the rest of Flevoland. If you live elsewhere in the Netherlands, we meet via Microsoft Teams or by phone, in Dutch or in English.
Estate agent IMMO Arie van der Lee, our sister company, is at the same address. If you buy or sell through IMMO, your agent and your mortgage advisor work in the same building. You are just as welcome if you use a different agent.
From our knowledge base
Our advisors write about the questions they hear most often.
How much of your own money do you need to buy a house?
In 2026 a Dutch mortgage may not exceed the value of the home. Which buyer's costs you pay yourself, what is deductible and two examples from Almere.
Starter exemption from Dutch transfer tax: conditions and limit 2026
Under 35 and buying a home up to € 555,000? Then you pay no Dutch transfer tax in 2026. The conditions, buying together and three examples from Almere.
The NHG limit in 2026 and what NHG gives you
The NHG limit in 2026 is € 470,000. What the Dutch mortgage guarantee costs, what it does for your rate and payment problems, with an Almere example.
How much can I borrow for a mortgage in 2026?
How much can you borrow in 2026? Income, test rate, student debt, energy label and property value explained, with an example from Almere.
Schedule a meeting
Book a no-obligation appointment
In 45 minutes we will identify which mortgage suits your situation, free and without obligations.
- Free and no-obligation
- Online or at your home
- Instant confirmation email
- AFM certified advice
How would you like to meet?
Choose the option that suits you best.
Frequently asked questions
Questions about mortgage advice in Almere
What does a meeting with a Vynanzie mortgage advisor cost?
The first meeting is free, without obligation, and takes about 45 minutes. In that meeting you hear what the advice and the application will cost, before you sign anything.
Is Vynanzie an independent mortgage advisor?
Yes. We receive no commission and have no preferred lender. We compare more than 20 lenders and are registered with the AFM under number 12050375. Complaints can go to Kifid (300.019077).
Can I get advice online or by phone?
Yes. When you book, you choose: at our office at Schoutstraat 8, via Microsoft Teams or by phone.
Do you give mortgage advice in English?
Yes. Vynanzie specialises in expats and international clients, and the meeting can be in Dutch or English. Every page on this site is also available in English.
Does Vynanzie work with an estate agent in Almere?
Estate agent IMMO Arie van der Lee, our sister company, is at the same address. You are free to work with another agent; our advice does not depend on it.
Will my advisor still be available after the mortgage is arranged?
Yes. You keep the same advisor. Call or email us when your income changes or your fixed-rate period ends.